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If you know the stotras of Lakshmi Ashtottaram or Laxmi Shatanamavali, recite the stotras. Install or keep Goddess Lakshmi Maa in your heart and chant a mantra or sloka or stotra of Goddess Mahalakshmi and pray to her heartfully.

It is believed that jingling coins would let Goddess Laxmi Devi to install in your pooja place. Perform the bath to silver and gold coins with milk (ksheerabhishekam), with water (Jalabhishekam), with gulal and with flowers (Pushpabhishekam).This puja procedure of 4 directions represent 4 dishas of the Universe. Sprinkle water towards 4 directions – North, South, East and West. The same puja procedure is followed with the 4 directions. Follow the same puja procedure with the Navagrahas or the 9 planets or the 9 supari placed at the nine locations on the puja cloth.Kalash udak or the water of the Purna Kumbh is as holy as all the sacred rivers. Kalash is considered as powerful as the Goddess. Treat the Kalash or Purna Kumbha as a guest and worship the sacred pot with utmost devotion. Offer a sweet and fruit to the Kalash.Sprinkle some pure water on Kalash or Purna Kumbha.If you dont know the simple Shiva puja procedure then you can chant a sloka of Lord Shiva. If you dont know Ganesh puja procedure then simply install or visualize Ganesha in your heart, chant a sloka of Ganesh and offer some flowers and akshata to Ganesh idol or the Supari representing Lord Ganesh. You can skip this step as it is an optional one. Place a flower on your palm and take some akshata (consecrated rice) into your hand.Take some udak (water) on your left hand and sprinkle on to yourself after purifying your hands. The coin is a direct form of wealth that is Goddess Lakshmi.

In Diwali Puja thali place some silver or golden or simply rupee coins.

Now, the pot with all these decorations is referred as Kalash or Purna Kumbh which represents the Universal power (Supreme deity). Swastik is the representation of prosperity and purity. The four lines indicate the Chatur Vedas.

Now dress the pot with red cloth and tie a red thread around the pot.

Keep a coconut on the top of the water filled pot.

A pot has to be filled with water and adorned with betel leaves.

You can keep a supari in the place of Ganesh or can place a Ganesh idol.

The nine suparis indicate the nine planets (Navagraha devatas). On the cloth, spread 9 mounds of rice and keep suparis on the top of the rice mounds.

Take a piece of cloth (red or yellow or green in colour) and spread it at the sanctified puja place.

Steps in Diwali Laxmi Puja procedure ( Material require for Diwali Lakshmi Puja)